Wellcare ACT Mastery – TeleAgent Practice Exam

The statement that the Low-Income Subsidy (LIS) reduces all Part D plan premiums is false. The LIS program is designed to help individuals with limited income and resources, typically targeting those who are eligible for Medicare, to afford their prescription drug coverage. While LIS can significantly lower premiums for many beneficiaries, it does not guarantee a reduction in premiums for every Part D plan.

Each Part D plan has its own premium costs, and while beneficiaries who qualify for LIS may have their premiums reduced—sometimes to $0—it ultimately depends on the specific plan they choose. Additionally, some plans may only partially reduce premiums or not offer reductions at all. Therefore, the answer is false, as LIS does not universally apply to all Part D premiums but rather varies by plan and individual circumstances.