Are Medicare Advantage plans allowed to offer increased benefits compared to Original Medicare?

Medicare Advantage plans are indeed allowed to offer increased benefits compared to Original Medicare. This is a significant aspect of how these plans operate, as they often include additional services that Original Medicare does not cover. For instance, Medicare Advantage plans can encompass benefits such as dental, vision, wellness programs, hearing aids, and even gym memberships, enhancing the overall healthcare experience.

The ability to offer these enhanced benefits is a key reason why many beneficiaries might choose a Medicare Advantage plan over Original Medicare. It reflects the competitive nature of these plans, as they seek to attract enrollees by providing more comprehensive coverage options tailored to meet diverse healthcare needs.

In contrast, other options suggest limitations that do not accurately represent the flexibility and design of Medicare Advantage plans. For example, it is not a requirement for these plans to only match the benefits of Original Medicare or to offer additional services solely to low-income individuals. Moreover, while preventive services can be included, the stipulation that only those can be added does not capture the broader scope of additional benefits that can be provided.