What are the key differences between Medicare Part A and Part B?

Medicare Part A and Part B are essential components of the Medicare program, each serving distinct purposes regarding healthcare services. Part A primarily covers inpatient hospital services, meaning it assists with costs associated with hospital stays, skilled nursing facility care, hospice care, and some home health care services. This focus is crucial for individuals requiring comprehensive care during their hospitalization and recovery processes.

On the other hand, Part B is tailored to cover outpatient services, including visits to healthcare providers, preventive care, diagnostic tests, and some emergency room services. It plays a significant role in maintaining health through regular check-ups, screenings, and vaccinations, which can help catch health issues early or prevent complications.

Understanding these distinctions is vital for beneficiaries in deciding which parts of Medicare fit their healthcare needs best.