What is the primary function of Medicare Advantage plans?

The primary function of Medicare Advantage plans is to provide supplemental benefits. Medicare Advantage, also known as Medicare Part C, is designed to offer a different way for beneficiaries to receive their Medicare coverage. Unlike Original Medicare, which consists of Part A (hospital insurance) and Part B (medical insurance), Medicare Advantage plans provide all the services covered under Original Medicare and often include additional benefits such as dental, vision, hearing, and wellness programs.

Choosing Medicare Advantage plans allows beneficiaries to access a broader range of services beyond what Original Medicare offers, hence the emphasis on supplemental benefits. These additional services can play a crucial role in enhancing the overall health care experience of patients, promoting better health outcomes, and potentially reducing out-of-pocket costs for services that Original Medicare does not cover.

In contrast, while Medicare Advantage plans can replace Original Medicare by serving as an all-in-one plan, this does not encompass the complete essence of their function. They do not exclusively provide emergency services, nor do they solely focus on preventive care, as their primary role extends to broadening the spectrum of healthcare benefits for enrollees.