Which of the following best describes the coverage of the Low-Income Subsidy (LIS)?

The correct answer emphasizes that the Low-Income Subsidy (LIS) primarily focuses on reducing prescription drug costs associated with Medicare Part D. LIS is designed to help individuals with limited income and resources by lowering their monthly premiums, deductibles, and copayments for medications. This specific assistance is crucial for helping those who might otherwise struggle to afford their necessary prescription drugs, thus enhancing their access to healthcare.

Choosing this option underscores the primary role of LIS as a financial aid program aimed at alleviating the cost burden on eligible beneficiaries related to their medications, rather than covering a wider range of healthcare services such as those encompassed in a Medicare Advantage plan or other medical care services. Additionally, the scope of LIS is not limited to seniors; it is also available to certain younger individuals who meet the income and resource criteria, making it a broader program than just an age-specific benefit.